PLI rate of Bonus 2021-2022
MINISTRY OF COMMUNICATIONS
(Department Of Posts)
(DIRECTORATE OF POSTAL LIFE INSURANCE)
NOTIFICATION
New Delhi. the 18th February, 2021
F. No. 04-01/2019-LI. – In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and habilities of Post Office Life Insurance Fund (POLIF) as of 31.03.2020, the Director-General (Posts) is pleased to declare a simple Reversionary Bonus on the Postal Life Insurance Policies on their becoming claims. due to death or maturity at the following rates:-
DoP – New Promotional and Incentive Structure of PLI / RPLI
Type of Insurance Policy | Rate of Bonus |
i. Whole Life Assurance (WLA) | Rs. 76/- per thousand of sum assured |
ii. Endowment Assurance (EA) (including Joint life & children policies) | Rs. 52/- per thousand of sum assured |
iii. Anticipated Endowment Assurance (AEA) | Rs. 48/- per thousand of sum assured |
iv. Convertible Whole Life Policies (CWA) | Whole Life bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable |
v. Terminal Bonus | Rs. 20/- per sum assured of Rs. 10,000/- subject to a maximum of Rs. 1000 for Whole life assurance and Endowment assurance policies with term of 20 years of more. |
2. The rates of Bonus for the Financial Year 2021-22 will be applicable from 01.04.2021.
3. Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until the future valuation is completed.
PLI Calendar 2021 – Postal Life Insurance – Department of Posts
4. The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and the fraction below 50 paisa shall be ignored.
MANJU KUMAR.
Chief General Manager (PLI).
(Equivalent to Addl Secy.)

Source: DoP
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