Digital life Certificate for Pensioners Scheme of the Government of India known as Jeevan Pramaan. It seeks to address the problem of pensioners’ by digitizing the whole process of securing the life certificate. Every year in the month of November the pensioners have to provide life certificates to the authorized pension disbursing agencies like the bank, for continuous crediting of pension to their account. In order to get these life certificates the individual drawing the pension is required to either personally present himself/ herself before the Pension Disbursing Agency or have the Life Certificate issued by authority where they have served earlier and have it delivered to the disbursing agency. It has been noted that it causes a lot of hardship and unnecessary inconvenience particularly for the aged and infirm pensioners who cannot always be in a position to present themselves in front of the particular authority to secure their life certificate. In addition to this, a number of pensioners decide to choose to move to other countries either to be with their family or for other reasons, and getting a life certificate becomes a huge logistical issue. “Jeevan Pramaan” aims to streamline the process of getting this certificate and making it hassle-free and much easier for pensioners. With this initiative, the pensioners need not physically present himself/ herself in front of disbursing agency or the certification authority. He may submit his/her life certificate from home on his computer which will also be acceptable to the bank.

No, it is not. ‘Jeevan Pramaan’ is in addition to other existing facilities for submission of LIFE CERTIFICATE.

Pensioners desirous of using the Jeevan Pramaan facility have to first enroll their Aadhaar number in their pension account. Once seeding has been completed, a pensioner can download the software from jeevanpramaan.gov.in Pensioner’s information like Pension Aadhaar number, Pensioner Name, PPO Number, Bank Account detail, Address, Mobile number, etc are fed into the system through web-based / client interface and finally pensioners person information are authenticated using the Aadhaar number and pensioner has to put his finger on to the fingerprint scanner or eye on the Iris scanner. After successful authentication, Pramaan ID / the transaction number is displayed on the screen and the same is sent to Pensioner’s mobile as SMS from the portal.

The portal generates Electronic Jeevan Pramaan for the successfully authenticated pensioner and it is stored in the central Life Certificate Repository database. The disbursing Bank can access and get the Jeevan Pramaan certificate from the portal for his pensioners through the electronic data transfer mechanism created between the portal and the Bank server. A pensioner has to inform the Bank that his Jeevan Pramaan has been generated through online registration from the Jeevan Pramaan portal.