State-wise educational loan outstanding of Public Sector Banks
The Government receives suggestions and representations highlighting the requirements of students in availing education loans, under the Model Educational Loan Scheme of Indian Banks’ Association (IBA). These are forwarded to Banks for corrective action.
Keeping in view the needs of the students and suggestions received from the stakeholders the Scheme is modified by Indian Banks Association (IBA) from time to time. The last such revision was made in September, 2012.
The outstanding education loans by Public Sector Banks has increased from Rs.35,855 crore in 19.11 lakh accounts as on last reporting Friday of March, 2010 to Rs.52,982 crore in 25.09 lakh accounts as on 31.12.2012. State-wise details, including for Kerala, is Annexed.
State-wise educational loan outstanding of Public Sector Banks
As on the last reporting Friday of March
|
2010
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2011
|
2012
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As on 31.12.2012**
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State/Union Territories
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No.of Accounts
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Balance O/S
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No.of Accounts
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Balance O/S
|
No.of Accounts
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Balance O/S
|
No.of Accounts
|
Balance O/S
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| NORTH EASTERN REGION | 15502 | 375.1 | 17875 | 431.48 | 20071 | 510.36 | 25810 | 634.7 |
| Assam | 11166 | 267.6 | 12941 | 303.82 | 14489 | 363.13 | 15868 | 398.41 |
| Meghalaya | 930 | 22.22 | 1257 | 29.51 | 1445 | 34.5 | 1735 | 44.65 |
| Mizoram | 439 | 16.37 | 585 | 21.22 | 664 | 23.92 | 753 | 27.66 |
| Arunachal Pradesh | 463 | 10.03 | 372 | 8.29 | 476 | 10.54 | 539 | 12.41 |
| Nagaland | 239 | 6.38 | 336 | 8.54 | 361 | 9.57 | 3139 | 62.9 |
| Manipur | 1259 | 31.86 | 1164 | 35.28 | 1057 | 36.38 | 1160 | 35.13 |
| Tripura | 1006 | 20.64 | 1220 | 24.82 | 1579 | 32.33 | 2616 | 53.54 |
| EASTERN REGION | 188325 | 3841.58 | 239414 | 5064.19 | 259993 | 5922.57 | 333929 | 8150.42 |
| Bihar | 43395 | 939.44 | 62597 | 1380.69 | 78733 | 1799.2 | 88851 | 2283.63 |
| Jharkhand | 31620 | 687.61 | 38088 | 927.45 | 41552 | 1086.17 | 47946 | 1273.92 |
| West Bengal | 60456 | 1195.03 | 72617 | 1373.54 | 71378 | 1512.76 | 69558 | 1627.94 |
| Orissa | 52158 | 1002.88 | 65289 | 1363.94 | 67008 | 1474.88 | 69530 | 1695.2 |
| Sikkim | 346 | 9.25 | 338 | 8.53 | 382 | 16.44 | 6353 | 115.69 |
| Andaman& Nicobar | 350 | 7.37 | 485 | 10.05 | 940 | 33.12 | 51691 | 1154.04 |
| CENTRAL REGION | 213087 | 4127.73 | 240483 | 4863.77 | 252846 | 5445.27 | 266631 | 6255.29 |
| Uttar Pradesh | 109450 | 2287.8 | 126071 | 2790.72 | 136448 | 3095.02 | 143486 | 3572.67 |
| Uttarakhand | 19725 | 396.69 | 22795 | 502.06 | 24536 | 560.06 | 25933 | 633.41 |
| Madhya Pradesh | 72378 | 1195.17 | 76968 | 1289.16 | 76773 | 1477.34 | 81478 | 1711.02 |
| Chattisgarh | 11534 | 248.07 | 14649 | 281.83 | 15089 | 312.86 | 15734 | 338.19 |
| NORTHERN REGION | 159588 | 3962.4 | 174427 | 4239.92 | 182914 | 4526.94 | 188457 | 4894.98 |
| Delhi | 36187 | 1155.04 | 36445 | 1096.2 | 36362 | 1104.9 | 33661 | 1079.19 |
| Punjab | 30388 | 774.18 | 32700 | 831.35 | 32578 | 898.04 | 33169 | 941.7 |
| Haryana | 30181 | 693.54 | 33815 | 769.41 | 36546 | 834.5 | 38976 | 970.23 |
| Chandigarh | 5895 | 178.02 | 5905 | 182.81 | 5977 | 194.54 | 5477 | 181.87 |
| Jammu & Kashmir | 3523 | 91.32 | 3672 | 93.26 | 3774 | 93 | 4160 | 105.89 |
| Himachal Pradesh | 10254 | 194.6 | 12282 | 248.81 | 13827 | 279.86 | 14535 | 311.34 |
| Rajasthan | 43160 | 875.71 | 49608 | 1018.09 | 53850 | 1122.1 | 58479 | 1304.76 |
| WESTERN REGION | 169524 | 4146.68 | 186269 | 4325.97 | 198923 | 5087.41 | 216641 | 5325.32 |
| Gujarat | 40520 | 1166.44 | 43780 | 1108.43 | 44221 | 1200.43 | 44661 | 1207.99 |
| Maharashtra | 125063 | 2882.58 | 138197 | 3122.21 | 150829 | 3789.26 | 167335 | 3995.13 |
| Daman &Diu | 440 | 13.57 | 245 | 4.11 | 97 | 2.89 | 624 | 17.12 |
| Goa | 3362 | 80.57 | 3481 | 84.31 | 3588 | 89.29 | 3810 | 99.07 |
| Dadra & Nagar Haveli | 139 | 3.52 | 566 | 6.9 | 188 | 5.54 | 211 | 6.01 |
| SOUTHERN REGION | 1165397 | 19401.18 | 1353076 | 22416.5 | 1458356 | 25234.93 | 1477479 | 27721.54 |
| Andhra Pradesh | 215832 | 4761.77 | 218054 | 5008.1 | 213281 | 4988.98 | 154765 | 4022.32 |
| Karnataka | 156179 | 2814.7 | 167291 | 3103.71 | 167517 | 3402.17 | 179571 | 3633.15 |
| Lakshadweep | 14 | 0.16 | 15 | 0.23 | 24 | 0.36 | 230 | 3.7 |
| Tamilnadu | 555223 | 7111.79 | 689094 | 9234.2 | 786634 | 11265.55 | 831651 | 13043.35 |
| Kerala | 228395 | 4576.67 | 267703 | 4903.62 | 278992 | 5376.3 | 296992 | 6743.6 |
| Pondicherry | 9754 | 136.09 | 10919 | 166.64 | 11908 | 201.57 | 14270 | 275.42 |
| TOTAL | 1911423 | 35854.67 | 2211544 | 41341.84 | 2373103 | 46727.48 | 2508947 | 52982.25 |
Source: RBI. **
Source: PSBs (Data is Provisional)
The above detailed information was submitted by the Minister of State for Finance Shri. Namo Narain Meena in the Lok Sabha on 8th March, 2013.
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