Posts Tagged ‘digital payments’

Minimum Government – Maximum Governance: Prime Minister

Advertisement

Minimum Government – Maximum Governance: Prime Minister had given the mantra of ‘Minimum Government, Maximum Governance’.

Ministry of Personnel, Public Grievances & Pensions
PM addresses Civil Servants on the occasion of Civil Services Day

15 awards presented under various categories

Citizen is essential stakeholder of governance, says Dr Jitendra Singh

The Prime Minister, Shri Narendra Modi, today addressed Civil Servants on the occasion of Civil Services Day. He said the occasion is one of Appreciation, Evaluation and Introspection. He described the Prime Minister’s Award as a step towards motivating civil servants, and congratulated the awardees. He said the awards also indicate the priorities of the Government.

He said that the priority programmes such as Pradhan Mantri Fasal Bima Yojana, Deendayal Upadhyay Kaushalya Yojana, Pradhan Mantri Awas Yojana, and Digital Payments, for which awards have been given, are important programmes for New India.

Speaking on the subject of Aspirational Districts, the Prime Minister said that these 115 districts could become growth engines for their entire States. He stressed on the importance of Jan Bhagidaari, or public participation, in development. He said 2022, the seventy-fifth anniversary of independence, can become an inspiration for working towards achieving the India of the dreams of our freedom fighters.

The Prime Minister asserted that all available technology, including space technology, should be used for improving governance. He said it is important for civil servants to keep pace with emerging technologies worldwide.

He described civil servants as people with great capability and said that these capabilities can contribute in a big way, for the benefit of the nation.

The Prime Minister also released two books ‘New Pathways’ and ‘Aspirational Districts: Unlocking Potentials’. The first book ‘New Pathways’ is a Coffee Table Book consisting of significant details of 28 successful Innovations and 34 Success Stories relating to implementation of Priority Programmes viz., PMAY-U, PMAY-G, DDUGKY, PMFBY and Promoting Digital Payments in Districts shortlisted for Prime Minister’s Awards, 2018. ‘Aspirational Districts: Unlocking Potentials’ book relates to development of Strategies for transforming Aspirational Districts and the approach towards development of relevant social and other parameters. NITI Ayog is coordinating the initiative for development of Aspirational Districts.

During the event, “New India-shaping the future”, a film by DARPG was also screened. The film shows initiatives of the 11 districts/organizations selected for PM Awards this year.

Speaking on the occasion, the Union Minister of State (Independent Charge) for Development of North Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances, Pensions, Atomic Energy and Space Dr Jitendra Singh said that it is a platform for civil servants to share their best experiences. He said that during the last four years, the entire format of the Civil Services Day has changed and now the work done for implementation of priority programmes is rewarded under PM awards. He said that in the year 2016, only 74 districts had participated for the PM awards and this number has risen significantly to 599 districts in 2017 and to 643 districts this year.

The Minister also said that Prime Minister had given the mantra of ‘minimum government, maximum governance’. The citizens are essential stakeholders of governance, he added. Speaking about the grievance redressal mechanism of the DARPG, he said that now there is CPGRAMS Portal, dashboard and timelines to redress the grievances of the citizens. He added that the grievances have increased significantly from about 2 lakhs in a year in 2014 to about 16 lakhs in a year now. This is due to the fact that the department has been more responsive, sensitive and prompt to the grievances of the citizens. He also spoke about Pensions Portal, Anubhav and Jeevan Pramaan initiatives of the Department of Pensions & Pensioners’ Welfare. The Minister said that DARPG has also started holding regional conferences outside Delhi and has already held such conferences in places like Guwahati, Nagpur, Jaipur and Chandigarh among others.

The Cabinet Secretary, Shri P. K. Sinha said that this year four priority programmes have been chosen for PM awards. These include Pradhan Mantri Fasal Bima Yojana, Promoting Digital Payments, Pradhan MantriAwas Yojana – Urban & Rural, and Deen Dayal Upadhyaya Grameen Kaushalya Yojana. He informed that 103 out of 115 aspirational districts have participated for PM’s awards this year. He assured that the civil servants will work to fulfil the dream of Prime Minister’s ‘New India’.

Later the Prime Minister presented 15 awards to the winners in various categories. Under the priority programme, Pradhan Mantri Fasal Bima Yojana, District West Tripura (Tripura) was awarded under NE & Hill States category and Beed (Maharashtra) was awarded under Other States category. Under ‘Promotign Digital Payments’ Programme, Bishnupur (Manipur) was given award under NE & Hill States category, Daman (Daman & Diu) was awarded under Union Territory and Sonipat (Haryana) was awarded under Other States category. The Kangra district of Himachal Pradesh was awarded under NE & Hill States and Neemuch district of Madhya Pradesh given award under Other States category for Pradhan Mantri Awas Yojana (Gramin). For Pradhan Mantri Awas Yojana (Urban), Puducherry ULB (Puducherry) was awarded under UT category and Greater Hyderabad Municipal Corporation (Telangana) was awarded under Other States category. For Deen Dayal Upadhyaya Grameen Kaushalya Yojana, Dhemji (Assam) and Karimnagar (Telangana) were given awards under NE & Hill states and Other states categories respectively. Under awards for Innovation, Disitrcit Administration Banka of Bihar was awarded for initiative Unnayan Banka – Reinventign Education using Technology and Team GST, Department of Revenue (GoI) was awarded for their initiative GST – One Nation, One Tax , One Market. Under innovation (AS/JS & Dir/DS category), Team India represented by Shri Shailendra Singh, AS & Shri Ravinder, JS, DIPP (GoI) was awarded for initiative Ease of Doing Business in India and Shri Yugal Kishore Joshi, Director, Ministry of Drinking Water & Sanitation (GoI) was presented award for Information, Education & Communication of Swachh Bharat Mission (Gramin).

Shri Nripendra Misra, Principal Secretary to the Prime Minister, Dr P. K. Mishra, Additional Principal Secretary to Prime Minister, Shri K .V. Eapen, Secretary, DARPG and other senior officers from various Ministries/departments also attended the event.

Source: PIB

Download Central Government Employees News iOS App . Click here Cg News for iPhone, iPad & iPod Touch app to download in your device.
Stay updated on the go with CENTRAL GOVERNMENT NEWS App. Click here Cg news for Phones app to download it for your device.

Be the first to comment - What do you think?  Posted by admin - April 23, 2018 at 10:38 pm

Categories: Employees News   Tags: , , , , , , , ,

India Post Payments Bank (IPPB) to enable Digital Payments in Post Offices by April 2018

Ministry of Communications
India Post Payments Bank (IPPB) to enable Digital Payments in Post Offices by April 2018

India-Post-Payments-Bank-IPPB

10 FEB 2018

India Post Payments Bank (IPPB) Expansion Programme continues to make brisk progress and a nation-wide roll-out is scheduled beginning April 2018. No decision has been taken to revise the timelines as reported in some sections of the media on Tuesday, 06th February 2018. Once the proposed expansion is completed, IPPB will be providing the largest financial inclusion network in the country, covering both urban as well as rural hinterland with ability to provide digital payment services at the doorstep with the help of Postmen and GraminDakSewaks (GDS). IPPB will also enable more than 17 crore active account-holders of Post Office Savings Bank to make interoperable digital payments including the benefit of NEFT, RTGS, UPI and bill payment services. Additionally, the IPPB will enable acceptance of digital payments across post offices in the country in line with the digital payments initiative of the government.

PIB

Be the first to comment - What do you think?  Posted by admin - February 10, 2018 at 3:25 pm

Categories: Postal Department   Tags: , , , , , , ,

E-Payments in Government Offices

E-Payments in Government Offices

GOVERNMENT OF INDIA
MINISTRY OF FINANCE
LOK SABHA

UNSTARRED QUESTION NO: 324
ANSWERED ON: 03.02.2017

E-Payments in Government Offices
K. GOPAL
A. ARUNMOZHITHEVAN
VIJAYSINH MOHITE PATIL

Will the Minister of FINANCE be pleased to state:-

(a). Whether the Government has asked its departments/offices of public sector firms and autonomous bodies to encourage their employees to use e-payments/debit cards for personal transactions to boost digital payment economy and if so, the details thereof;

(b)Whether the Government has instructed its departments/offices to stop cash payments to vendors and contractors for amounts above Rs.5000 and if so, the details thereof;

(c) Whether the Government has asked banks to promote digital banking in mission mode to boost digital economy and if so, the details thereof; and

(d). The steps taken/being taken by Government to promote e-payment in this regard?
ANSWER

THE MINISTER OF STATE IN THE MINISTRY OF FINANCE (SHRI ARJUN RAM MEGHWAL)

(a). Yes, the Department of Expenditure has issued an advisory to all Ministries/Departments to encourage its employees to make use of Debit Cards for personal transactions instead of cash vide OM No. 25 (30)/E.Coord/2016 dated 1st December 2016. Given the progress made in banking technology, it is assumed that each employee would be in possession of a Debit/ATM card linked to his/her bank account. Ensuring and encouraging government employees to maximise the usage of Debit cards for personal related transactions instead of cash would go a long way serving with the employees serving as ‘ambassadors’ for the digital push and also motivate, encourage the general public in taking up the cause. All Ministries/Departments have been requested to encourage their employees to make use of Debit Cards for personal related transactions instead of cash. Ministries/Departments should liaise with their accredited banks and set up special camps to facilitate obtaining of and ensure that all its employees are in possession of Debit Cards. Ministries/Departments may also issue similar advisories to their attached/subordinate offices, PSUs, Autonomous Bodies etc.

(b). Yes, the Controller General of Accounts, Department of Expenditure has issued instructions to all Ministries/Departments vide OM. No. 3 (2) (1)/2016/ R&P Rules/Amendments/649 dated 5th December 2016. Rs. 10, 000/- was the earlier threshold limit beyond which all payments to suppliers, contractors etc.were made through e-payment mode. In order to attain the goal of complete digitization of Government payments the existing limit of Rs. 10, 000/- has been lowered to Rs. 5,000/- beyond which all Ministries/Departments shall make payment to suppliers, contractors etc. through e-payment mode only.

(c) & (d): The steps initiated by the Government to encourage digital banking in mission mode and the other measures taken to promote e-payment is provided in Annexure – I.
ANNEXURE – I

Incentives to promote digital transactions:

To further accelerate the process of cashless transaction, the Central Government has decided on a package of incentives and measures for promotion of digital and cashless economy in the country. These include:

(A) Petroleum:
Nearly 4.5 crore customers buy petrol or diesel at such petrol pumps per day. It is estimated that petrol/diesel worth Rs.1800 crore is sold per day to the customers, out of which nearly 20% was being paid through digital means. In the month of November 2016 it has increased to 40% and the cash transaction of Rs. 360 crore per day have got shifted to cashless transaction methods.

Incentive on digital payment:

  •  The Central Government petroleum PSUs shall give incentive by offering a discount rate of 0.75% of the sale price to consumers on purchase of petrol/diesel, if payment is made through digital means.
  • The incentive scheme has the potential of shifting at least 30% more customer to digital means which will further reduce the cash requirement of nearly Rs. 2 Lakh crore per year at the petrol pumps.

(B). Expand digital payment infrastructure in rural areas:

i. To expand digital payment infrastructure in rural areas, the Central Government through NABARD will extend financial support to eligible banks for deployment of 2 POS devices each in 1 Lakh villages with population of less than 10,000. These POS machines are intended to be deployed at primary cooperative societies/milk societies/agricultural input dealers to facilitate agri-related transactions through digital means. This will benefit farmers of 1 Lakh villages covering a total population of nearly 75 crore who will have facility to transact cashlessly in their village for their agri needs.

ii. The Central Government through NABARD will also support Rural regional Banks and Cooperative Banks to issue ‘RuPay Kisan Cards’ to 4.32 crore Kisan Card holders to enable them to make digital transactions at POS machines/Micro ATMs/ATMs.

(C). Railways:

i. Seasonal or Monthly Tickets: Nearly 80 Lakh passengers use seasonal or monthly ticket on suburban railways, largely in cash spending nearly Rs. 2,000 crore per year. As more and more passengers shift to digital means, the cash requirement may get reduced by Rs.1, 000 crore per year in near future.
Incentive on digital payment:

Railways through its suburban railway network shall provide incentive by way of discount upto 0.5% to customers for monthly or seasonal tickets from January 2017, if payment is made through digital means.

ii. Free Accidental Insurance: Nearly 14 Lakh railway passengers are buying tickets everyday, out of which 58% tickets are bought online through digital means. It is expected that another 20% passengers may shift to digital payment methods of buying railway tickets.

Incentive on digital payment:

All railway passengers buying online ticket shall be given free accidental insurance cover upto Rs. 10 Lakh. Nearly 11 Lakh passengers per day will be covered under the accidental insurance scheme.

iii. Paid Services: For paid services e.g. catering, accommodation, retiring rooms etc. being offered by railways through its affiliated entities/corporations to passengers, it will provide a discount of 5% for payment of these services through digital means. All the passengers travelling on railways availing these services may avail the benefit.

(D). General Insurance Policies:

Incentive on digital payment:
Public Sector Insurance Companies will provide incentive by way of discount or credit upto 10% of the premium in general insurance policies and 8% in new life policies of Life Insurance Corporation sold through the customer portals, in case payment is made through digital means.

(E). MDR Charges
The Central Government Departments and Central Public Sector Undertakings will ensure that transaction fee/MDR charges associated with payment through digital means shall not be passed on to the consumers and all such expenses shall be borne by them. State Governments are being advised that the State Governments and its organizations should also consider to absorb the transaction fee/MDR charges related to digital payment to them and consumer should not be asked to bear it.

(F). Ceiling on monthly rental for POS
i. Public Sector banks are being advised that merchant should not be required to pay more than Rs. 100 per month as monthly rental for POS terminals/Micro ATMs/mobile POS from the merchants to bring small merchants on board the digital payment ecosystem.
ii. Neary 6.5 Lakh machines by Public Sector banks have been issued to merchants who will be benefitted by the lower rentals and promote digital transactions. With lower rentals, more merchants will install such machines and promote digital transactions.

(G). Waiver of Service Tax
No Service Tax will be charged on digital transaction charges/MDR for transactions upto Rs. 2000 per transaction.

(H). Digital Payment Incentives for Toll payments
For the payment of toll at Toll Plazas on National Highways using RFID card/Fast Tags, a discount of 10% will be available to users in year 2016-17.

Major initiatives taken for promoting digital/cashless payments so far include the following:

(A). Rationalizing MDR/Transaction Fees:
i. To encourage digital payments by citizens, Government departments have been advised to absorb transaction fees/MDR associated with such transactions to ensure that no extra burden is put on those choosing to make payments by cashless means.

ii. For purchase of fuel and petroleum products, consumers are not required to pay any transaction charge/fee for payment using Debit Card/digital means at CPSU fuel stations.

iii. Discoms and State Governments have been persuaded to facilitate payment of electricity charges by consumers through digital means without any convenience fee/charge to consumers.

iv. Merchant Discount Rate on Debit Card has been waived till 31/12/2016 in public interest. This is expected to encourage small merchants to deploy infrastructure (POS terminals) to accept digital payments.

v. Customers are not required to pay Service Charges on purchase of railway tickets through cards at railway ticketing counters for a limited period.

(B). Strengthening Acceptance Infrastructure:

i. Digital payments being accepted by over 70 Central Government departments through various electronic modes viz., netbanking, debit/credit cards, prepaid cards, Interbank Mobile Payment Service (IMPS) recording more than 1.4 crore transactions worth Rs. 3250 crores.

ii. Mobile Banking through interoperable ATMs has been launched; 81,000 ATMs of 12 Banks are already live and another 15,000 machines are expected to go live shortly.

iii. All major 45 archaeological sites having maximum footfalls/tourists have started accepting digital payments covering more than 80% of the visitors.

iv. To popularise digital payments, the acceptance infrastructure is substantially expanded by increasing deployment of POS/mobile POS machines from 14 Lakh to 25 Lakh by March 2017. A separate Task Force is closely monitoring the progress in this regard.

v. To expedite card less and pin less banking RBI has notified mandatory Aadhar Enablement of all new Point of Sale terminals.
vi. 5.5 Lakh Fair Price Shops are being equipped with micro-ATMs/POS for undertaking digital payment transactions.

vii. Electronic Toll collection system has been implemented in all Toll Plazas along with the facility to pay by credit/debit/prepaid cards. It shall be expanded to cover more lanes and wider network for distribution of Tags.

viii. For the benefit of commuters, standardized interoperable National Common Mobility card is being developed.
ix. 1000 ATMs installed in Post Offices have been permitted to be interoperable with the banks.

x. State Mission Directors of 33 identified smart cities have been issued advisories to provide for adequate deployment of digital payment infrastructure while designing smart cities.

(C). Digital Payments in Govt Departments:

i. To enable all Central Government Departments to accept digital payments without passing associated charges to citizens a separate head of expenditure has been approved.

ii. A Non-Tax Receipt Portal (bharatkosh.gov.in) has been created to enable users/citizens to make non-tax payments for as many as 237 categories of payments such as spectrum charges, RTI application fee, purchase of forms and magazines etc. online without going to banks or Government Offices.

iii. All Government organizations, Public Sector Undertakings, Authorities have been advised to review rules and regulations to support digital payments, adopt cashless payment solutions and activate payment facility through the pay.gov platform if they do not have such facility.

iv. Salary disbursal in all Central Government departments is being done through PFMS and the platform is also used for disbursal of other funds/payments.

(D). Rationalization of USSD charges

To enable mobile banking on feature phones, USSD charges have been rationalized and reduced from Rs. 1.50 per SMS to Rs. 0.50; an application for mobile phone payments (*99#) in four languages has been developed and the service providers have completely waived the charges for limited time.

(E). Rolling out of UPI

To facilitate mobile banking on smart phones, NPCI has rolled out Unified Payment Interface (UPI) application and 27 banks have already released the application to their customers.

(F). Strengthening Business Correspondents Network

i. More than 1,10,000 Business Correspondents (BCs) have been engaged by the Banks and Corporates in the country. These BCs are providing services at the door steps of the people in rural as well as in remote areas.

ii. In a major fillip to rural banking 1,25,000 Gramin Dak Sewaks of Post Offices to work as Business Correspondents of Banks.

iii. All geographical areas across the country have been mapped with Banks/Bank Mitras and dark/grey spots identified. Possibility of providing connectivity through VSAT and other means is being explored on priority.

iv. For ease of Direct Benefit Transfer (DBT), long pending issue of incentive compatible payments to Business Correspondents settled.

Besides above, the Hon’ble Prime Minister has also announced certain incentives on 31st December 2016. The proposals have also been announced in the Union Budget by the Hon’ble Finance Minister.

Source: Loksabha.nic.in

Be the first to comment - What do you think?  Posted by admin - February 7, 2017 at 3:36 pm

Categories: Employees News   Tags: , , , , ,

Indian Railways Measures to Promote Digital Payments

Indian Railways Measures to Promote Digital Payments

In pursuance of this announcement made by Government of India for promotion of Digital & Cashless Economy, Ministry of Railways has initiated some additional following package of incentives and measures. This shall be made effective from 1st January 2017.

1. Ministry of Railways has decided to instruct Yatri Ticket Suvidha Kendras (YTSKs) to install POS machines and accept payments through all banks debit/credit cards for issuing both reserved and unreserved tickets. They are encouraged to accept payments through other modes also like UPI, USSD, e-wallet, Aadhar enabled payments system.

2. Ministry of Railways has decided to instruct Jan Sadharan Ticket Booking Seva (JTBs) are also instructed to accept payments through other modes like UPI, USSD, e-wallets, Aadhar enabled payments system to issue unreserved tickets.

3. Ministry Of Railways have decided to allow 5% Discount for booking of Retiring Room through digital means like using debit/credit cards.

4. Ministry of Railways have decided that 0.5% discount in the base fare of season tickets (Monthly, quarterly, Half yearly, yearly) over suburban section shall be granted in case the payment is made through digital means through debit card, credit card etc.. Other charges like MUTP surcharge, Mela surcharge, service tax etc., if applicable shall be levied separately on the base fare arrived at after giving the 0.5% concession.

PIB

Be the first to comment - What do you think?  Posted by admin - December 30, 2016 at 7:07 pm

Categories: Railways   Tags: , ,

Incentivizing Digital Payments

Press Information Bureau
Government of India
NITI Aayog

10-December-2016 18:18 IST

Incentivizing Digital Payments

Government of India has initiated numerous steps to combat the scourge of Corruption and Black Money in the last two and a half years. Demonetization of 500 and 1000 Rs. notes is an important milestone in this endeavour. These large denomination currencies have resulted in a number of ill effects upon the economy. To increase overall transparency in the economy, it is important that we set into motion long term schemes to encourage digital payments so that tax evasion can be minimized.

It is possible to leverage technology to carry out business transactions digitally through online payments, mobile banking, e-wallets, debit cards etc. There are a large number of instruments to move from digital to digi-dhan. In Africa a developing country like Kenya has made this possible. In a country like India where 65% of the population is below 35 years of age, whose IT prowess is well recognized and where even poor and illiterate people exercise their franchise through EVMs, this transformation toward digital economy is definitely possible provided the citizens resolve to do so. This would enable the economy to grow at a faster pace.

In order to realize this vision, we need to encourage electronic payments and nudge the society to move from digital to digi-dhan. There has been a remarkable increase in both volume and amount of digital payment transactions since November 8th. However, it is necessary to ensure that electronic payments are adopted by all sections of the society. In view of the above, NITI Aayog has requested National Payment Corporation of India (NPCI) to conceptualize and launch a new scheme to incentivize digital payments. It would be useful to reiterate that NPCI is a not for profit company which is charged with a responsibility of guiding India towards being a cashless society.

The highlights of the proposed incentives scheme are as follows:

• All consumers and merchants using digital payments shall be eligible

• There are two levels of incentive amounts available under the scheme:

• Weekly lucky draw of the transaction IDs generated in that week, the contours of which are being finalized.

• Quarterly draw for grand prizes.

• While designing the scheme the focus will be on poor, lower middle class and small businesses.

• All modes of digital payments- viz. USSD, AEPS, UPI and RuPay Cards- will be eligible.

• For merchants, transactions made on the POS machines installed at their locations would be considered.

• The detailed guideline of the scheme shall be unveiled soon. However, it would be ensured that all those who have used digital payment systems after November 8th shall be eligible to participate in the scheme.

• The scheme would also provide for recognition of State Governments, their Undertakings, Districts and Urban & Rural Local Bodies who innovate for promoting electronic payment in their respective jurisdictions.

Be the first to comment - What do you think?  Posted by admin - December 14, 2016 at 10:51 am

Categories: General news   Tags: ,

FinMin sets up panel to suggest steps to promote card payments

FinMin sets up panel to suggest steps to promote card payments

 

New Delhi: With an aim to discourage cash transactions, the Finance Ministry has set up a high-level committee to suggest steps to promote card payments through incentives like tax rebates and cash back schemes.

The 11-member committee, headed by former Finance Secretary Ratan P Watal, will recommend various measures to “incentivise transactions through cards and digital means, e.G., through tax rebates/incentives, introduction of cash back/lottery,” the ministry said.

The panel, which will review the payments system in the country and recommend measures for encouraging digital payments, has been set up following a decision taken by the Cabinet in February.

It will also study feasibility of creating a payments history of all card/digital payments and ensure that merchants/consumers can leverage the data to access “instant, low cost micro-credit” through digital means and create necessary linkage between the payment history and credit information.

The panel will also study and recommend need for changes, if any, in the regulatory mechanism under various laws, relevant for the purpose of promotion of payments by digital modes.

“To study and recommend ways for leveraging Unique Identification Number or any other proof of identity for authentication of card/digital transactions and setting up of a centralised KYC Registry” is another key task given to it.

The committee will study introduction of single window system of payment gateway to accept all types of cards/digital payments of government receipts and enable settlements via NPCI or other agencies within specified timelines.

Another task assigned to the panel is to identify regulatory bottlenecks and suggest changes.

It will also look into the scope of integration of all government systems like Public Finance Management System, PayGov, Bharatkosh and eKuber.

The Union Cabinet in February had approved withdrawal of surcharge, service charge and convenience fee on card and digital payments.

It also approved mandating payments beyond a prescribed threshold only through a card or digital mode.

The panel has been asked to submit its report in one year.

The Watal panel will also study global best practices in payments and identify possible market failures, along with suitable interventions.

The committee members include former RBI Deputy Governor H R Khan, Chairman of Indian Banks Association, President of Nasscom and CBDT Chairperson.

PTI

Be the first to comment - What do you think?  Posted by admin - August 26, 2016 at 8:10 pm

Categories: Employees News   Tags: , , ,